#Acorns funds professional

In exchange for using the Site, you agree not to hold MoneyMade, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other Content made available to you through the Site.Welcome to the Acorns site, operated by Acorns Advisers, LLC ('Acorns'). Past performance is no guarantee of future results. Changes in the methodology used may have a material impact on the returns presented. No representation or warranty is made as to the reasonableness of the methodology used to calculate such performance. The standardized performance presented herein has been calculated by MoneyMade based on data obtained from the third-party platform hosting the investment and is subject to change. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other Content on the Site before making any decisions based on such information or other Content. MoneyMade is not a fiduciary by virtue of any person’s use of or access to the Site or Content.

#Acorns funds professional

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MoneyMade is not a registered broker-dealer or investment adviser. Securities in your account protected up to $500,000. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA. This allows for exposure to a diversified portfolio without taking on the risk of owning individual stocks. Acorns diversifies your investments across several large, reliable ETFs. Is it safe?Īcorns has been in operation since 2012 and is estimated to have over 8 million users with assets under management totaling around $3 billion. Acorns also earns interest on the money users deposit into their Acorns Spend accounts. Acorns charges $3 per month for the standard package and $5 per month for the family package. How Acorns makes moneyĪcorns is a private company that makes its money through member fees. However, it's important to note that each Robo has their own investment strategy that can influence returns.

Adjusted for inflation, the historical average annual return is around 7%. The average annual return since adopting 500 stocks into the index in 1957 through 2018 is roughly 8%. As an added bonus, Acorns plants thousands of trees each year to help fight climate change.įor reference: according to historical records, the average annual return from the S&P Index since its inception in 1926 through 2018 is approximately 10%–11%. Apart from standard investing, you can also save for retirement through Acorns Later, earn bonuses through the Acorns Checking account, and save for your kids through Acorns Early. You can use Acorns to invest small amounts of money automatically, and you earn returns on those investments through stock price appreciation and dividends.